Click below to Select an Environment
| Description | Explanation |
| Direct Investments | Includes all listed investments & tax minimisation investments |
| Friendly Society Bonds | All investments subject to friendly society tax regime |
| Insurance Bonds | All investments subject to life insurance tax regime |
| Superannuation Taxed (Before retirement) | Personal superannuation and rollovers available to individuals (excl allocated pensions) |
| Superannuation Untaxed (After retirement) | Allocated pensions and other tax free superannuation investments available to individuals |
| Trusts Other (normal unit trusts) | All other collective investments |
| Funeral Bonds | These have a different tax treatment from normal friendly society bonds |
| Pooled Superannuation Trusts | Taxed superannuation investments available to trustees of superannuation funds |
| DIY superannuation | See Pooled Superannuation Trusts |
| Pooled Development Funds | Companies registered under the Pooled Development Funds Act |
| Tax Minimisation | See Direct Investments |
| Margin Lending | Margin lending |
| Annuities | Annuities based on payment of a defined amount for a fixed period or for lifetime(s) |
| Death and disablement | Insurance against death and or total and permanent disablement |
| Income protection | Insurance against loss of income and trauma |
| Superannuation master trust | Master trust superannuation arrangement |
| Wrap account / Master trust | Non superannuation wrap account or master trust |