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| Full disclaimer and license View DIOA's License The DIOA service is specifically an information but no advice service. It allows people who have chosen the investments that they want, either with help from a holder of an Australian Financial Services License or by their own research, to place those investments in the cheapest possible way. The information contained on this site is, to the best of DIOA’s knowledge and belief correct at the time of posting on this site. However, neither DIOA, its officers, employees, suppliers or agents shall be responsible for any loss or damage sustained by any person acting on any information contained on this site or on any site accessed through this site. The display of or link to any information does not constitute endorsement of the veracity of the information nor a recommendation to use any particular investment or investment manager. The fact that a particular manager or investment is not displayed on or linked from this site does not constitute an opinion of the suitability of that manager or investment. Investors who use the DIOA service do so on the condition that they fully understand the suitability of the investment having regard to the taxation and social security environment of the investment, the need for diversification of investments by investment sector, manager and particular investment, their need for liquidity and the possibility of declines in value of their investments. DIOA gives no warranty whatsoever as to the taxation or social security treatment of any investment. Where investors make investments in the capacity of a trustee, or similar fiduciary capacity, it is the responsibility of the investor to ensure the investment is appropriate for the trust or similar entity and use by such investors of the DIOA service is on the condition that this is so. All information contained in this site and links therefrom is subject to change without notice. DIOA cannot guarantee the acceptance of any application by an investment manager. Nor can it guarantee that investment managers will arrange investments to minimise commissions. Where DIOA suggests other organisations to advise investors, DIOA makes the suggestion in good faith genuinely believing the other organisation is capable of providing the necessary advice but accepts no responsibility for the advice. It is a condition of use of the DIOA service that the investor acknowledges that DIOA will receive commissions either initial or ongoing or both and that while DIOA will repay certain commissions as described in DIOA’s fees and how they are paid, DIOA may retain other such commissions. DIOA's Dealers License |
